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Comprehensive Property Insurance and Risk Management Solutions

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Tailored Property Insurance Solutions to Help You Weather the Storms

Helping to protect your property assets is more than mitigating damages or responding to disasters. Comprehensive property insurance and risk management require deep knowledge, insight, and resources. Brown & Brown takes a specialty approach to your property risks to help you craft the coverage and services you need.

Property markets change quickly. Brown & Brown’s Property team helps anticipate the wide variety of risks and reviews each program to identify features missing or expressly excluded. We help customers design programs that meet their specific needs. With traditional and non-traditional solutions that cover nearly every risk, we help build a plan that helps prepare you for what’s to come.

Here’s how:
  • Broad global retail and wholesale market access provides the insurance solutions and products to meet your needs

  • Risk mapping to identify and quantify risks and modeling capabilities for natural hazards to identify and measure natural catastrophe loss potentials

  • Property loss prevention and control techniques that help identify risks and mitigate them through physical protection solutions

  • Access to third-party specialists for added help on property and business interruption exposures and values

  • Property damage, business interruption insurance solutions, global programs, capital market solutions, stand-alone products for natural catastrophes, and more

How Brown & Brown Can Help Protect Your Property Assets

Successfully marketing your property program starts with a compelling underwriting submission. The Brown & Brown Property team begins by evaluating your existing program and risks, identifying opportunities to help reduce risk and improve structure and coverage.

Your customized property underwriting submission showcases your strengths, setting the framework to produce the most competitive results.

In any industry vertical, including habitational real estate, higher education, mining, and chemical, the Brown & Brown Property Insurance team takes a broader look to help prepare you for any risks your business faces, including:  

  • Premium and coverage fluctuations: Has your property value increased or has your business been deemed difficult to place from loss experience, natural catastrophe exposures, or other less desirable characteristics?

  • Climate change: Located in a risk zone exposed to straight-line wind, hurricanes, tornadoes, windstorms, floods, wildfires, or storm surges?

  • Modern policies and values: Traditional business and cost approaches continue to be challenged in new ways from pandemic and riot and civil commotion exclusions to contingent business interruption limitations. Will your business need a new insurance option that aligns with your unique situation and goals? 

  • Global economy: Has your business experienced unexpected losses from international supply chains? Do you need to re-identify, measure, and evaluate the risk with operations overseas?

  • Specialty knowledge: Are you confident that the decisions underwriters and claims adjusters make are right for your needs? Have you worried about how underwriters you’ve worked with understand a challenging market? 

Property Insurance Products and Services

Whether your risks are on land, water, or air, stationary or moving, domestic or foreign – we offer solutions to help you protect your property assets:

  • Global property
  • Terrorism
  • Equipment breakdown
  • Ocean cargo
  • Inland marine
  • Builder’s risk
  • Stock throughput
  • Engineering services
  • Risk/natural catastrophe modeling
  • Claims advocacy

Additional Resources

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Brown & Brown helps property owners and organizations build resilient insurance programs designed to protect physical assets and ensure continuity after a loss. Our advisors provide specialized insight, market access and tailored risk management strategies that help keep your operations protected across all property exposures.

Connect with Our Team