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Business Segments

We serve customers through two key business segments — Retail and Specialty Distribution — each offering a distinct approach to delivering insurance and risk solutions. Whether through direct customer relationships or specialized market access, our capabilities are designed to meet a wide range of needs.

Retail Segment

Our Retail business combines deep local market knowledge with the scale and resources of a global organization. This allows us to deliver personalized service alongside sophisticated risk management, insurance, and employee benefits solutions.

We deliver solutions to businesses and individuals at every stage—helping them navigate complexity, manage cost, and protect what matters most.

Brown & Brown Corporate Headquarters
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Specialty Distribution

The Specialty Distribution segment extends capabilities beyond retail brokerage—providing access, underwriting specialization, and distribution solutions across the global insurance marketplace.

The platform delivers flexible, tailored solutions for complex and hard-to-place risks—ensuring meaningful value for customers and partners across the insurance ecosystem. Learn more here.

With local connections and the resources of a global leader, we take an agile, forward-thinking approach to risk.