.jpg?width=230&height=32&name=BBRetail001-CMYK%20(1).jpg){kind=small}
-
Industries
-
Solutions
- Captive Insurance
- Cyber Insurance
-
- Employee Benefits Solutions
- Employee Benefits Administration and Technology
- Employee Benefits Compliance Support
- Data Analytics Solutions - HR and Finance Leaders
- Population Health and Well-Being Services
- Pharmacy Benefits
- Voluntary Employee Benefits and Lifestyle Benefits
- Medicare for Employers and Employees
- Non-Medical Benefits and Absence Management Solutions
- Employer Stop Loss
- Multinational Liability Insurance
- Surety Bonds
- Trade Credit Risk Solutions
-
- Agriculture
- Architects and Engineers
- Dealer Services
- Energy and Power
-
- Commercial Marine Insurance
- Recreational Marine Business Insurance
- Aquaculture Insurance
- Marine Cargo and Transit Insurance
- Marine Crew Medical Insurance
- Marine Hull and Machinery Insurance
- Marine Claims Service
- Marine Contractors Insurance
- Marine Liability Insurance
- Marine Ports and Terminals Insurance
- Marine Protection and Indemnity Insurance
- Sailing - Burgee Program
- US Sailing Insurance Programs
- Nonprofit
- Private Equity
- Public Sector
- Technology and Data Centers
- Tribal
-
- Captive Insurance
-
- Cyber Insurance
-
- Employee Benefits Solutions
- Employee Benefits Administration and Technology
- Employee Benefits Compliance Support
- Data Analytics Solutions - HR and Finance Leaders
- Population Health and Well-Being Services
- Pharmacy Benefits
- Voluntary Employee Benefits and Lifestyle Benefits
- Medicare for Employers and Employees
- Non-Medical Benefits and Absence Management Solutions
- Employer Stop Loss
- Multinational Liability Insurance
-
-
- Surety Bonds
- Trade Credit Risk Solutions
You are leaving bbrown.com.
By accessing this link, you will be leaving Brown & Brown’s website and entering a site hosted by another party. Please be advised that you will no longer be subject to the privacy and security policies of Brown & Brown’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Brown & Brown.
Accounts receivable often represent one of the largest line items on a business’s balance sheet—and unlike other significant assets, they’re rarely protected by insurance. Many companies assume that diversification of receivables reduces risk, but even small losses can have severe consequences, depending on timing, supply chain, and other unique factors. Brown & Brown’s Trade Credit specialists can help reduce risk while unlocking additional working capital and supporting revenue growth.
The Importance of Strategic Credit Management
Credit losses can quickly erode profitability. For example, a company with 10% net margins that suffers a $100,000 loss must generate $1 million in new sales to recover its losses. Without the proper protection, these losses can disrupt operations and threaten financial stability. Strategic credit management helps safeguard your balance sheet and creates opportunities for growth and expansion.
How Brown & Brown Supports Credit Risk Management
Our team provides solutions in three key areas:
Risk transfer
Protect your balance sheet from the impact of credit losses and manage tax liability efficiently.
Working capital
Use credit insurance to make excluded receivables—such as export or concentrated accounts—eligible for borrowing, increasing your access to capital.
Sales growth
Extend credit confidently to new buyers or expand trade with existing customers without exposing your business to unnecessary risk.
-
Risk transfer
Protect your balance sheet from the impact of credit losses and manage tax liability efficiently.
-
Working capital
Use credit insurance to make excluded receivables—such as export or concentrated accounts—eligible for borrowing, increasing your access to capital.
-
Sales growth
Extend credit confidently to new buyers or expand trade with existing customers without exposing your business to unnecessary risk.
Trade Credit Coverage Option
- Multi-Buyer, Short-Term
- Key Account Policy
- Single-Buyer Policy
- Medium-Term Policy
- Structured Trade Finance
- Credit Default Swaps
- Political Risk Insurance
Additional Resources
Market Trends
Our 2026 report unites Brown & Brown and Risk Strategies resources, knowledge and proven experience to deliver stronger insurance solutions for commercial insurance, employee benefits and personal insurance.
Connect with a Specialist
Organizations managing complex receivables and credit exposure can benefit from a thoughtful approach to trade credit risk. Brown & Brown supports businesses with tailored trade credit strategies designed to help manage uncertainty, strengthen financial stability, and support long-term growth objectives. Our team provides guidance aligned to your operations, buyers, and markets.
