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Museum Insurance Solutions

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What is Museum Insurance?

Museums house many of the world’s most socially and historically significant works. Protecting these cultural centers requires an interdisciplinary approach.

Museum insurance isn’t a single policy. It’s a portfolio of risk management protocols and insurance coverages for your fine art, the facilities that display or store it, and the people who steward the collection.

Comprehensive Risk Management Solutions for Museums

Our team of industry specialists understands there is no one-size-fits-all solution for museum liability needs. The diverse nature of museum collections requires a wall-to-wall approach, from loaned items to permanent collections.

Our comprehensive risk management solutions for museums and university collections include:

  • Builder’s risk
  • Disaster planning
  • Incoming and outgoing loan agreement review
  • Advice pertaining to exhibitions, including indemnity
  • Expert claim guidance and expedited settlements
  • Engineering studies to identify facility risks and help prioritize capital improvements
  • Safety training for people who handle the collection

We work with our carrier network to find a partner that specializes in fine art, enabling us to assemble coverages for your unique needs. Proper museum insurance is crucial for keeping the doors open and exhibits protected.  

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The Brown & Brown Difference in Museum Risk Protection

Bench Strength: The large number of specialists on our team means that multiple people will understand your account.

  • We believe in redundancy of knowledge to ensure we don’t miss a beat. Some of our team members have worked in museums, lending to an intimate understanding of museum insurance requirements.

Collaboration: Many people say they collaborate; we live for it. We assign specialists for your exposures and work together as an integrated team.

  • Starting construction on a new wing? We’ll ask our in-house engineer and Property Practice Leader to get involved.
  • Installing a monumental sculpture using a crane? Our liability specialists can help provide pointed advice on risk transfer to protect your institution and your property.

Creativity: Our team of art-world specialists will approach your risk with fresh eyes. You have a unique set of exposures that require an innovative solution.

  • We guide the language in each policy to make sure you’re getting the terms you need for meeting your specific goals

Additional Resources

Connect with Brown & Brown’s Museum Insurance Specialists

Schedule a consultation with a Brown & Brown Museum Insurance Specialist to explore how our tailored solutions can help protect your collection, facilities and staff. Learn how our knowledgeable teammates can help you safeguard your institution’s legacy through specialized fine art and cultural risk management programs.

Connect with Our Team