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- Data Analytics Solutions - HR and Finance Leaders
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- Medicare for Employers and Employees
- Non-Medical Benefits and Absence Management Solutions
- Employer Stop Loss
- Multinational Liability Insurance
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- Surety Bonds
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Captives and Alternative Risk Financing Solutions for Businesses
Casualty Insurance Services: Captive and Alternative Risk Financing Options
Brown & Brown is among the largest providers of Captive Management Services in the world, with over 1,000 captives under management.
Lack of coverage for a unique risk issue, or coverage being unavailable at an attainable price, can prompt companies to seek alternative approaches to the cost of risk and liability. Over the years, Brown & Brown has built a suite of alternative risk financing solutions, including:
- Group Captives
- Risk Retention Groups
- Single Parent Captives
- Cell Captives
- Loss Portfolio Transfers
- Structured Risk Solutions
- Swing Plans
- Collateral Funding
- Self-Insurance and other forms of non-traditional programs
These approaches can augment your ability to manage risk through both hard and soft markets while helping you manage costs, fund future risks, and develop a longer-term strategy for your risk management financing program.
What Brown & Brown Casualty Specialists Provide
Brown & Brown is recognized as an industry leader due to the level of experience and specialty knowledge we bring to the process to help determine the feasibility and formation of captives and other alternative risk financing structures.
Our Casualty team works with both the Brown & Brown Captive and Brown & Brown Analytics teams to determine options tailored to your unique needs based on several key items:
- Your industry
- Financial position
- Ownership structure
- Claims experience
- Risk-taking philosophy
- Availability of traditional market coverage
After analyzing options and reaching a consensus, we can help you form captives, provide access to several ready-made solutions, or structure alternative deals within the market to help address tough risk and liability areas with Workers' Compensation, Auto, General Liability, and more.
Additional Resources
How Parametric Insurance Helps Withstand Systemic Risks | Future of Risk Blog Series
Climate volatility, natural disasters and supply chain disruptions create systemic risks — where the ripple effects of a single event stretch across industries and borders. Wildfires in Canada can idle U.S. factories. A drought in Argentina can have ...
Market Trends
Our 2026 report unites Brown & Brown and Risk Strategies resources, knowledge and proven experience to deliver stronger insurance solutions for commercial insurance, employee benefits and personal insurance.
Powering the Future of Digital Infrastructure
Executive Summary The rapid expansion of data centers and digital infrastructure driven by artificial intelligence, cloud adoption, and high performance computing has fundamentally altered the role of power within the sector. Electricity is no ...
Systemic Pressures in Logistics and Transportation | The Future of Risk Blog Series
The logistics and transportation sector is navigating a perfect storm of systemic risks. From the entrenched use of 1099 labor to rising liability limits, private equity-funded litigation, demographic pressures and the uneven adoption of technology, ...Explore Other Casualty Insurance Solutions
Connect with Brown & Brown
Learn how Brown & Brown can help develop a tailored captive or alternative risk financing program to manage complex exposures and long-term costs. Connect with a Brown & Brown specialist to explore innovative solutions designed to strengthen your organization’s financial resilience.