Tailored Auto Insurance Solutions

Comprehensive Auto Coverage Options Customized to Your Vehicles

Your vehicles are unique, and your coverage should be too. Brown & Brown offers access to a wide range of protection options that can be customized to your lifestyle, whether you’re safeguarding family cars or a collection of high-performance vehicles.

Coverage available for:

• Everyday and luxury vehicles
• Collector, classic, and exotic cars
• High-performance vehicles
• Motorcycles and scooters
• Recreational vehicles and campers
• Antique or restored vehicles
• Golf carts and utility vehicles
  
  

Personalized Auto Coverage Designed Around You and Your Vehicles

Brown & Brown’s Private Client advisors evaluate your unique circumstances to help you have the right protection for each of your vehicles and drivers. Your coverage is tailored to how you drive, what you drive, and what matters most to you.

Additional coverages to consider:

• Higher liability limits to protect personal assets
• Agreed-value coverage for luxury, collector, or exotic vehicles
• Choice of repair facility and OEM parts coverage
• Comparable loaner or rental vehicle during repairs
• Global coverage for rental cars abroad
• Coordination with umbrella policies for additional layers of protection
  
  

Protecting the Value and Integrity of Luxury and Collector Vehicles

High-value vehicles deserve more than standard coverage. Brown & Brown’s auto solutions are designed to reflect the true worth of each vehicle and preserve its integrity over time. Specialized solutions are also available for Collector and Exotic Cars.

Coverage options for high-value vehicles may include:

• Agreed-value protection guaranteeing a set payout in the event of a total loss
• New car replacement coverage for recently purchased vehicles
• Cash settlement options on qualifying policies for greater flexibility
• OEM parts coverage to help ensure proper restoration
• Protection for custom finishes, interiors, and upgrades
• Evaluation of garage and storage conditions for long-term preservation
• Coverage for transportation to concours events and automotive shows
• Emergency planning for severe weather events or relocation
• Regular policy reviews as your collection grows or changes

Together with your advisor, you can design a protection plan that keeps your vehicles road-ready, well-preserved, and insured to their true value.