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Luxury and Mega Yacht Insurance Solutions
Specialized Insurance Protection for High-Value Yachts and Discerning Owners
Owning and operating a luxury yacht brings freedom, adventure, and responsibility. Insuring a mega yacht requires specialized coverage that goes well beyond a standard marine or basic yacht policy. Brown & Brown’s dedicated marine professionals, including the experienced teams from Atlass Insurance, develop tailored solutions designed to address the unique risks of luxury yacht ownership—such as professional crews, international travel, advanced onboard systems, and high-end amenities.
Experienced Marine Insurance Specialists
With over 50 years of marine experience and a presence across various states and international markets, Brown & Brown’s marine specialists deliver tailored insurance solutions and personalized service for yacht owners around the world.
Our advisors take a collaborative approach to help you identify, manage, and reduce exposures — on and off the water. In the event of a loss, our specialized marine claims team works closely with you and your yacht management team to support a fair and efficient resolution through a global network of surveyors and adjusters.
Customized Yacht Insurance Coverage and Global Reach
Through longstanding relationships with marine carriers, Brown & Brown offers specialized luxury yacht insurance tailored for high-value vessels and global cruising. Policies can combine hull and liability protection with advisory services such as crew background reviews, worldwide claims coordination and access to an international network of marine specialists.
Specialized Endorsements
Specialized endorsements can help safeguard against the unique risks of mega yacht ownership, including flexible international navigation, named windstorm, hurricane haul-out coverage, occasional charter usage, war, strike & confiscation, kidnap & ransom and cyber protection for onboard digital systems. These tailored solutions help support your vessel, crew and guests — wherever your journeys may take you.
Luxury Yacht Insurance Coverage Options
- Breach of Warranty
- Builder’s Risk
- Charter Coverage
- Charterers’ Liability
- Coral Reef Damage
- Crew Medical Insurance
- Cyber Protection
- Fine Arts Coverage
- Firearms Confiscation
- Fuel Spill Liability
- Hull and Machinery
- Jones Act Crew Coverage
- Kidnap and Ransom
- Personal Accident Coverage
- Personal Effects (including fishing tackle)
- Pollution Liability Coverage
- Protection and Indemnity
- Towing and Disablement
- Trip Cancellation
- War Coverage
Brown & Brown Is Your Marine Insurance Specialists
Brown & Brown’s experienced marine specialists understand the unique demands of luxury and mega yacht ownership. We provide personalized guidance and tailored insurance solutions to help you enjoy your yachting lifestyle with confidence—whether enjoying private luxury vacations, chartering your yacht, cruising close to home, or navigating international waters.
Additional Resources
Cyber at Sea: Securing the Digital Perimeter of Superyachts
Editor's Note: This article originally appeared in SuperYacht Times. Reprinted with permission.
How Lithium-Ion Battery Hazards Are Changing Yacht Insurance
Editor's Note: This article originally appeared in SuperYacht Times. Reprinted with permission.
Hurricane Preparation Guide for Yacht Owners
Severe weather can escalate quickly — see what yacht and boat owners should consider before, during, and after a hurricane to help reduce damage.
Navigating the Complex, Ever-Changing Yacht Insurance Market
The yacht and marine insurance landscape is complex and dynamic. While the reality of today’s insurance marketplace can feel overwhelming to boat owners and buyers, there are smart ways to navigate your options and secure the yacht insurance ...Explore Other Personal Lines Insurance Solutions
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Connect With Brown & Brown
Schedule a consultation with Brown & Brown’s marine insurance specialists to explore luxury and mega yacht coverage options tailored to your yacht, cruising plans, charters, and crew. Learn how our team helps protect your yacht, guests, and lifestyle through coordinated solutions designed for global use.