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Boat and Yacht Insurance Solutions

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Tailored Insurance Protection for Boats and Yachts

Your boat is unique and deserves specialized protection. Whether you own a center console, sportfish boat, sailboat, mega yacht, high-performance powerboat, or something entirely different, Brown & Brown offers the tailored insurance solutions to fit your marine lifestyle.  

As trusted marine risk advisors, we understand the complexities of boat ownership and the importance of comprehensive protection. We work closely with you to design coverage that safeguards your boats, family, guests, crew, and nautical lifestyle.

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Trusted Marine Insurance Specialists 

With more than 50 years of marine and yacht insurance experience and a presence across all 50 states and international markets, Brown & Brown’s marine and yacht specialists deliver comprehensive solutions and personalized service for owners around the world.

Our team includes seasoned professionals who bring deep industry knowledge and strong market relationships to our policies. Through direct access to leading U.S. and London marine underwriters, we’re able to offer broad, competitive coverage options and terms tailored to your needs.

Our advisors take a consultative approach to help you identify, control, and reduce exposures—on and off the water. Should a loss occur, our marine claims advocates can help guide you through the process, coordinating with surveyors and adjusters worldwide to help ensure a fair and efficient resolution.

Available for These Types of Boats and Yachts

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Preparing a Strong Boat or Yacht Insurance Submission

In today’s marine insurance environment, working with a knowledgeable marine advisor is essential. Underwriters evaluate every submission to determine whether an owner and boat represent a sound risk. Brown & Brown’s marine advisors help you assemble the details needed for a strong, comprehensive submission that positions your risk favorably in the marketplace.

Key Elements Include:

  • Boating resume outlining experience, certifications, and operating history
  • Record of prior boat ownership, navigation areas, and similar experience
  • Paid captain and crew resumes, if applicable
  • Accredited NAMS/SAMS marine survey (less than three years old)
  • Hurricane or storm plan for weather-prone regions
  • Absentee owner plan, if the boat will be left unattended
  • Maintenance and service records
  • Safety and claims history
  • Personal insurance portfolio, if packaged with your marine policy
  • Safety equipment and features such as fire suppression systems, GPS tracking and advanced navigation tools, which can strengthen your submission

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Why Brown & Brown for Your Boat and Yacht Insurance

As trusted marine specialists, we provide the guidance and insight needed to help you make informed coverage decisions. Our team tailors each policy to your boat’s unique characteristics, including luxury features, technology, paid crew and navigation/usage plans. We offer proactive advice on risk management—such as safety upgrades and maintenance practices—to help reduce exposure and strengthen your protection strategy.

We also help you navigate policy details, explaining exclusions, limits, and deductible options clearly. Drawing on our strong market and carrier relationships, we compare programs and coverage options to help identify the protection that fits your needs and navigation plans.

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Connect with a Brown & Brown Marine Insurance Specialist

Schedule a consultation with a Brown & Brown marine insurance specialist to explore coverage options designed to protect your boats and on-the-water lifestyle. Our knowledgeable team helps safeguard your boats, passengers, and guests—so you can focus on enjoying your time on the water with confidence.

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