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Builder’s Risk Insurance Solutions
Reducing Construction Risks from Start to Finish
New ground-up construction, additions, renovations, and rehabs of existing buildings are all unique projects, and the site risks involved are constantly evolving. Factors such as inflation, supply chain issues, and workforce challenges have significantly impacted larger projects, causing budgets to climb and construction timelines to extend. With so many variables involved, seeking specialized knowledge can help guide you toward the right Builder’s Risk coverage.
Specialized Coverage for Diverse Projects
The Brown & Brown Property Team has the experience, specialized knowledge, and market access to help design effective Builder’s Risk Insurance coverage for all project types. The project type, its intended use, and the construction class — from joisted and non-combustible to reinforced concrete — can significantly alter risk and coverage considerations. Projects with natural catastrophe exposures or those involving combustible materials like mass timber and cross-laminated timber present unique coverage challenges.
On-Site Assessments and Project Plan Reviews
Our process includes going on-site to see firsthand what will be built and meeting with project owners and contractors. This helps us build out the key coverage details required for your project. We also conduct detailed project plan reviews for code and standards adherence. This helps ensure a smooth transition to permanent property insurance coverage upon project completion, avoiding potential engineering or underwriting issues.
Risk Mitigation Strategies During Construction
Brown & Brown Property Insurance specialists also assist with robust risk mitigation practices. We help you lessen your risk of loss from exposures that are unique to the construction phase.
Additional Resources
How Parametric Insurance Helps Withstand Systemic Risks | Future of Risk Blog Series
Climate volatility, natural disasters and supply chain disruptions create systemic risks — where the ripple effects of a single event stretch across industries and borders. Wildfires in Canada can idle U.S. factories. A drought in Argentina can have ...
Market Trends
Our 2026 report unites Brown & Brown and Risk Strategies resources, knowledge and proven experience to deliver stronger insurance solutions for commercial insurance, employee benefits and personal insurance.
Powering the Future of Digital Infrastructure
Executive Summary The rapid expansion of data centers and digital infrastructure driven by artificial intelligence, cloud adoption, and high performance computing has fundamentally altered the role of power within the sector. Electricity is no ...
Systemic Pressures in Logistics and Transportation | The Future of Risk Blog Series
The logistics and transportation sector is navigating a perfect storm of systemic risks. From the entrenched use of 1099 labor to rising liability limits, private equity-funded litigation, demographic pressures and the uneven adoption of technology, ...Explore Other Property Insurance Solutions
Connect with Brown & Brown
Brown & Brown supports construction professionals and project owners with tailored Builder’s Risk Insurance solutions that help safeguard every stage of a build. Our specialists provide proactive guidance, risk evaluation, and ongoing program support so your project can be covered from groundbreaking to completion.