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Real Estate Insurance and Risk Management Solutions

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Innovative and Data-Driven Insurance Solutions for Real Estate Portfolios

Insurance and risk management issues differ by real estate asset class, often in nuanced ways. With Brown & Brown, you have specialists and resources for each asset type: office, retail, industrial, hospitality, multifamily, community associations, student housing, and others. We collaborate with you as an outsourced risk manager and insurance advisor to help safeguard your portfolio.

Leveraging Advanced Analytics to Strengthen Real Estate Risk Management

In an industry where each decision carries substantial financial weight, ongoing evaluation of your risk profile is crucial. We lead with data — before each renewal and real estate transaction — to help you avoid costly missteps and protect your investments:

  • Exposure analysis and CAT modeling: We evaluate fire danger and other catastrophic risks, crime scores, flood mapping, and building valuation to help ascertain geographic vulnerabilities and inform your program structure and limits.

  • Power BI heat mapping: Brown & Brown arrays your total insurable values on a map to identify areas with the highest concentrations of risk, so you can make strategic portfolio decisions.

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Strategic Risk Guidance Throughout the Real Estate Lifecycle

Our approach extends beyond traditional, transactional insurance services. We supply consultative risk management throughout the year. Services include:

  • Document reviews: Reading and analyzing governing documents for residential associations, joint venture agreements, development projects, and tenant leases to identify insurance and risk management requirements and concerns

  • Acquisition due diligence: Helping to assess hazards, insurance values, and potential risk management issues before you finalize a purchase decision

  • Narrative development: Crafting compelling stories for underwriters, emphasizing your proactive risk mitigation measures

  • Pre-underwriting: Looking at your risk through an underwriting lens, before submitting your application to an insurer; we ascertain the limits you need and realistic pricing for the coverage, so we can negotiate assertively on your behalf

  • Claims consulting: Providing support for prompt and efficient resolution of complex claims

With Brown & Brown, you have access to all major carriers, as well as dozens of regional and specialty markets. Because of the volume of real estate-related premium we place, we have leverage in the market, enabling us to negotiate persuasively on your behalf.

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Secure your real estate investments. Let’s discuss data-driven insurance solutions to help protect your portfolio. Contact us today to learn more.

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