Natural Catastrophe Modeling and Risk Management Solutions

Insight and Coverage Strategies to Help Weather the Storm

Models matter. Property insurance underwriters use modeling to understand their potential risks and exposures from catastrophic events such as hurricanes, earthquakes, floods, wildfires, and convective storms.

Insurers rely on models to offer both traditional and non-traditional CAT insurance solutions, using them to inform their approach to offering coverage in any given area — including the amount of limit and capacity to deploy, their cost of capacity, premium rates and where program capacity will provide an optimal return on their cost of capital.

Brown & Brown Property Insurance Practice puts this same modeling approach to work for you. We help customers understand their natural hazard catastrophe exposures throughout the world based on modeled results. Results from these modeling runs can be used to help establish limits that should be purchased, deductible and retention levels, and overall program structures.