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Protecting the Links in Your Supply Chain
Your supply chain is only as strong as its weakest link. From global freight forwarding to last-mile delivery, every mode of transportation carries unique risks — cargo loss, liability claims, regulatory fines, operational disruptions, and gaps in transportation insurance coverage.
At Brown & Brown, we design custom logistics and transportation insurance programs for providers, carriers, and delivery services of various sizes. With specialized industry knowledge, strong carrier relationships, and a track record of claims advocacy, we help businesses operate confidently while mitigating risk.
Who We Serve
Our specialized insurance and risk management programs help protect a wide range of logistics and transportation businesses:
- Freight forwarders: Managing multi-carrier, cross-border shipments
- Freight brokers: Coordinating transportation between shippers and carriers
- Last mile and final mile delivery providers: Handling e-commerce and gig-based deliveries
- Trucking operations: From single trucks to national fleets
- Intermodal transport operators: Moving cargo across ships, trucks, and trains
- Passenger transport services: Including shuttle, limousine, and ride services
Comprehensive Logistics and Transport Insurance Solutions
Every logistics operation has its own risks — your coverage should reflect that. Explore the core protections that can help safeguard each part of your network.
Freight Forwarder Insurance Solutions
Freight forwarders coordinate shipments across multiple carriers and borders, making them responsible for cargo safety, documentation accuracy, and timely delivery. Even minor errors can lead to claims or regulatory penalties.
Coverage highlights:
- Cargo loss or damage protection
- Errors & omissions for documentation mistakes
- Regulatory compliance and liability coverage
Trucking Insurance Programs
From single-truck owner-operators to nationwide fleets, trucking operations face risks from accidents, cargo claims, and regulatory compliance.
Coverage highlights:
- Commercial auto liability and physical damage
- Motor truck cargo coverage
- Workers’ compensation and occupational accident coverage
Freight Broker Insurance Coverage
Freight brokers face risks from contract disputes, cargo claims, and contingent liabilities when arranging transportation. Without comprehensive protection, these exposures can quickly impact profitability.
Coverage highlights:
- Contingent cargo liability
- Broker’s liability insurance
- Contract dispute and legal expense coverage
Intermodal Transportation Insurance
Intermodal transport involves cargo transfers between ships, trucks, and trains — each with its own risk profile. Coverage issues can arise at transfer points.
Coverage highlights:
- Cargo loss or damage during transfers
- Container and chassis damage coverage
- Liability for multi-modal operations
Last Mile and Final Mile Delivery Insurance
Last mile and final mile delivery services, especially gig-based or e-commerce-driven, must protect against liability, driver safety risks, and cargo loss during final transit.
Coverage highlights:
- Auto liability and physical damage
- Cargo loss or theft
- General liability for on-premises incidents
- Hired and non-owned auto liability
- While under dispatch auto liability
- Occupation accident/1099 work injury coverage
- Motor truck loss or theft
Livery Insurance for Passenger Transport
Livery services, such as shuttles, limousines, and ride services, must meet state insurance requirements while protecting passengers and drivers.
Coverage highlights:
- Passenger liability coverage
- Commercial auto liability and physical damage
- Workers’ compensation for drivers
Why Brown & Brown for Logistics and Transportation Insurance?
- Specialized knowledge across various modes of transport—from trucking and intermodal to warehouse and last-mile delivery
- Custom program design for asset-based and non-asset-based operations
- Strong carrier relationships for hard-to-place or high-severity risks
- Compliance guidance for DOT FMCSA, CBP, and international trade regulations
- Claims advocacy and risk consulting to resolve issues quickly and minimize downtime
Industry Involvement
We actively participate in industry-leading associations and trade shows, engaging in thought-leadership opportunities, and networking events to stay ahead of regulatory changes, technological advancements, and evolving risks.
Our memberships and event participation include: AEMCA, ATA, Alabama Trucking Association, BCS Freight Network, CLDA, CVSA, ECA Marketplace, FMA, IANA, Mississippi Trucking Association, NHDA, TCA, TEANA, Texas Trucking Association, TIA, and UIIA.
Logistics and Transportation Insurance FAQs
Logistics insurance is protection for goods as they move through the supply chain. It covers items while they’re being shipped, stored, or transferred between different stages of delivery. If something unexpected happens — such as damage, theft, an accident, or a delay — logistics insurance helps reduce financial loss.
- Unlike general property or vehicle insurance, this type of policy is designed specifically for cargo
- It can apply whether products are moving by truck, train, ship, or plane and often includes coverage while they’re in warehouses too
In simple terms, logistics insurance helps businesses and customers feel secure knowing their products are financially protected until they reach their final destination.
Transportation insurance helps protect delivery fleets, passenger transportation providers, and logistics companies from losses tied to vehicle accidents, driver injuries, liability exposures, theft, and other operational risks – whether you’re moving cargo or people.
It’s essential for:
- Final mile and last mile couriers
- Trucking companies
- Intermodal and drayage operators
- Livery and NEMT services
- Freight forwarding and brokering
Coverage Solutions Could Include:
- Auto liability and physical damage
- Cargo and transit risk insurance
- General liability and umbrella/excess transportation insurance
- Workers' compensation and occupational accident
- Pollution, warehouse, and customs liability
- Cyber and business interruption
- Directors and officers (D&O) insurance
- Employment practices liability
- Fiduciary liability
- Hired and non-owned auto liability
- While-under-dispatch auto liability
- Occupational accident/1099 work injury coverage
Additional Resources
How to Manage Complex Risk in the Intermodal Freight Transport Sector
Intermodal transportation is a complex, specialized segment of the supply chain. With cargo moving across ocean, rail, and road networks and through various owners and handlers, the sector presents unique logistical and liability challenges.
Market Trends
Our 2026 report unites Brown & Brown and Risk Strategies resources, knowledge and proven experience to deliver stronger insurance solutions for commercial insurance, employee benefits and personal insurance.
Understanding Final-Mile Delivery Insurance Risks and Red Flags
Dealing with insurance claims in the final-mile delivery sector can be complex. For instance, if a driver is on a delivery, their personal auto policy usually won’t pay for an accident. Lawsuits are getting pricier, and insurers have tightened ...
What You Should Know About the FMCSA MEC Integration Rule Change
The Federal Motor Carrier Safety Administration (FMCSA) enacted a significant change to the driver Medical Certification Requirements rule on June 23, 2025.Explore Other Logistics and Transportation Insurance Solutions
Connect with a Brown & Brown Logistics and Transportation Specialist
Your cargo, fleet, and supply chain deserve personalized protection. Schedule a consultation with a Brown & Brown Logistics and Transportation insurance specialist to discuss coverage tailored to your needs. Learn how our knowledgeable teammates can help you safeguard your business, people, and reputation.
