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Specialized Insurance Solutions for One-Design Sailboats

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Whether you sail for fun, race occasionally, or are pursuing an Olympic campaign, our specialized One-Design Insurance Program is designed to meet your unique needs as a sailor. This program is managed and underwritten by marine insurance professionals who understand the sailing and racing activities one-design sailors participate in at yacht clubs, sailing programs, and regattas throughout the year.

Coverage options can be tailored to match your racing plans, regatta schedule, and liability requirements, with protection available for your boat, dolly, trailer, extra gear, multiple owners, and paid crew members. Our marine advisors are ready to help you secure comprehensive protection, so you can stay focused on sailing and competition.

One-Design Insurance Program Highlights* 

  • Racing is covered
  • Annual 12-month policy
  • Coverage options available for North American or Worldwide navigation
  • Third-party liability options of $300k, $500k, or $1 million available in North America and up to $2 million for waters outside North America
  • Option to add your sailing organization, yacht club or marina as an “Additional Insured”
  • Optional coverage for chartering (when chartering to others or when chartering for your own use)
  • Optional coverage for dollies, trailers, extra masts, and multiple owners
  • Available to active one-design classes (see list below)
  • Program endorsed by US Sailing, with members eligible for a 10% discount
  • Multi-policy discount of 5% may be available
  • Event Insurance for single events available with some restrictions
    • Maximum $500k Liability Coverage
    • Regattas in the continental United States only
    • Coverage for trailers/dollies not available

Active One-Design Classes that Qualify for this Program

Expand the section below to view the list of approved One-Design Classes. If the type of boat you own is not already an approved One-Design Program class and is 30 feet and under, with an active builder and active class association, please contact us at [email protected] to explore adding your class to the program.

2.4
29er
420
470
49er
505
Albacore
Atlantic
B/one
Blue Jay
Bongo
Buccaneer
Bullseye
Butterfly
Byte
C Scow
Cal20
Cal25
Cape Cod Knockabout
Capri 22
Capri 25
Catalina 22
Catalina 250
Chesapeake 20
Colgate 26
Comet
Day Sailer 16
D-Onesailing
Dough dish
Dyer Dhow
E Scow
Elliott 6m
Ensign
Etchells
Europe
Express 27
F18
Finn
Fireball
FJ
Flying Dutchman
Flying Scot
Folkboat
Force 5
Hampton One Design
Harbor 20
Harpoon 4.6
Highlander
Hobie 14
Hobie 16
Hobie 17SE
Hobie 18
Hobie 20
Hobie FX One
Hobie Getaway
Hobie Miracle
Hobie SL16
Hobie Tiger
Hobie Wave
Holder 20
Ideal 18
Inland 20
lnterclub Dinghy
Interlake
International 110
International 14
International 210
International Canoe
International Dragon
International One Design
J/9
J/22
J/24
J/27
J/70
J/80
J/90
Javelin
Jet 14
JY 15
Laser
Laser 2
Laser 4.7
Laser Radial
Laser SB3
Laser Stratos
Laser Yago XD
Lido 14
Lightning
Mariner 19
Martin 16
Martin 242
MC Scow
Mega Byte
Melges 14
Melges 15
Melges 17
Melges 20
Melges 24
Mercury
Mistral
Moore 24
Musto Skiff
Mutineer 15
Nacra 15
Nomad
Oday Mariner
Olson 25
Open 5.70
Open BIC
Optimist
Pico
Pixel
Pram
Prindle 16
Prindle 18
Raven
Rhodes 18
Rhodes 19
Rocket 22
RS 21
RS Aero
RS Cat 16
RS FEVA
RS K6
RS Quest
RS500
RsX
52 6.7
52 7.9
Sabot
San Juan 21
Sanderling
Sandpiper
Santa Cruz 27
Santana 20
Santana 22
Santana 525
Sea Dog
Shark
Shields
SKUD 18
SL 16
Snipe
Soling
Sonar
Star
Sunfish
Sunfish Pro
Swift Solo
Tasar
TECH DINGHY
Techno 293
Tempest
Thistle
Tornado
Ultimate 20
Vanguard 15
Vector
Victory 21
Viper 640
vx
VX Evo
Wavelength 24
Wayfarer
Weta
Wianno Senior
Windsurfer
Windmill
X Boat
Y-Flyer
Yngling
Zuma 

  • Foiling/Foil Exclusions: Foiling and foils are excluded from coverage for most classes. However, the Nacra15 and Nacra17 are approved for coverage, with some coverage exclusions and limitations (see policy language).
  • International Exclusions: This program is only available to U.S. citizens. We are unable to provide insurance coverage for non-U.S. citizens or non-U.S.-based boats through the One Design Yacht Program.
  • State Exclusions: The following states and boat lengths will not be eligible for the new One Design. The location is determined based on the location of the boat in the summer, not the mailing address.
    • Michigan: Small boats under 24'
    • California: Small boats under 27’
    • Washington: Small boats under 27’
    • Kansas: All boats
    • Florida: Small boats under 18’
    • North Dakota: All boats
    • South Dakota: All boats
    • Tennessee: All Boats
    • Virginia: Small boats under 27’
  • Not all coverages are available in all states (see policy language)

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