.jpg?width=230&height=32&name=BBRetail001-CMYK%20(1).jpg){kind=small}
-
Industries
-
Solutions
- Captive Insurance
- Cyber Insurance
-
- Employee Benefits Solutions
- Employee Benefits Administration and Technology
- Employee Benefits Compliance Support
- Data Analytics Solutions - HR and Finance Leaders
- Population Health and Well-Being Services
- Pharmacy Benefits
- Voluntary Employee Benefits and Lifestyle Benefits
- Medicare for Employers and Employees
- Non-Medical Benefits and Absence Management Solutions
- Employer Stop Loss
- Multinational Liability Insurance
- Surety Bonds
- Trade Credit Risk Solutions
-
- Agriculture
- Architects and Engineers
- Dealer Services
- Energy and Power
-
- Commercial Marine Insurance
- Recreational Marine Business Insurance
- Aquaculture Insurance
- Marine Cargo and Transit Insurance
- Marine Crew Medical Insurance
- Marine Hull and Machinery Insurance
- Marine Claims Service
- Marine Contractors Insurance
- Marine Liability Insurance
- Marine Ports and Terminals Insurance
- Marine Protection and Indemnity Insurance
- Sailing - Burgee Program
- US Sailing Insurance Programs
- Nonprofit
- Private Equity
- Public Sector
- Technology and Data Centers
- Tribal
-
- Captive Insurance
-
- Cyber Insurance
-
- Employee Benefits Solutions
- Employee Benefits Administration and Technology
- Employee Benefits Compliance Support
- Data Analytics Solutions - HR and Finance Leaders
- Population Health and Well-Being Services
- Pharmacy Benefits
- Voluntary Employee Benefits and Lifestyle Benefits
- Medicare for Employers and Employees
- Non-Medical Benefits and Absence Management Solutions
- Employer Stop Loss
- Multinational Liability Insurance
-
-
- Surety Bonds
- Trade Credit Risk Solutions
You are leaving bbrown.com.
By accessing this link, you will be leaving Brown & Brown’s website and entering a site hosted by another party. Please be advised that you will no longer be subject to the privacy and security policies of Brown & Brown’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Brown & Brown.
In today’s complex business environment, decisions made in the boardroom carry significant legal, financial, and reputational implications. We understand the challenges that executives, directors and officers face, and we provide tailored risk management strategies and executive liability insurance solutions to help protect you.
The Brown & Brown team specializes in solutions for public and private companies, and nonprofits across industries such as healthcare, entertainment, real estate, and financial institutions. Directors and officers face numerous challenges in running their business, from navigating regulatory scrutiny and meeting investor expectations to addressing cyber risks and adapting to ESG standards. We provide the insights and help find the coverage you need to lead with confidence.
Comprehensive Protection for Executive Exposures
Executives face a wide range of personal and professional risks. You need solutions to manage these exposures and keep your focus on driving your organization forward.
Directors and Officers (D&O) Liability
Leadership decisions leave a lasting impact but also expose directors and officers to significant legal and financial risks. D&O liability insurance serves as a critical safeguard, offering protection against claims or regulatory investigations tied to the decisions executives make in running their companies. This coverage typically includes defense and investigation costs, settlements and court awards, tailored to address each organization’s unique operational risks.
D&O insurance helps protect the personal assets of its directors and officers balance sheet protection when the organization indemnifies its leadership. From fiduciary duty disputes and workplace conduct investigations to shareholder lawsuits, D&O insurance provides a vital financial and reputational shield for leadership teams.
Employment Practices Liability (EPL)
In today’s litigious environment, employment-related risks can impact organizations of any size or industry, making Employment Practices Liability (EPL) insurance essential. This coverage protects against costly claims stemming from disputes such as harassment, discrimination, retaliation, wrongful termination, and violations of employee civil rights. Beyond financial losses, these claims can severely damage an organization’s reputation. EPL insurance provides the legal and financial support needed to navigate these challenges, recognizing that standard HR policies and training alone are no longer sufficient to address modern employment risks.
We also help provide targeted protection against a broad spectrum of risks faced by today’s executives, including:
-
Fiduciary liability: Safeguard against claims related to mismanagement of employee Health, Welfare and Pension benefit plans
-
Cyber liability: Coverage for data breaches, ransomware attacks, and digital threats
-
Crime and fidelity: Coverage for financial losses caused by fraud, embezzlement, or employee dishonesty
- Representations and warranties insurance: Manage risks associated with mergers, acquisitions, and complex transactions
-
Professional liability (errors and omissions): Defense against claims of errors, omissions, or negligence in professional services
-
Kidnap, ransom, and crisis management: Financial protection and strategic response planning for high-stakes incidents
- Transactional risk insurance: Tailored coverage for exposures linked to corporate deals and strategic transactions
Why Choose Brown & Brown
Brown & Brown delivers specialized executive risk management solutions for companies ranging in size from large, publicly traded Fortune 100 companies to private/nonprofit entities. We understand the complexities leaders face and provide strategies to help protect your leadership, assets, and future.
- Decades of experience: With years in executive risk management, we bring deep knowledge to help directors and officers address regulatory challenges, liability claims and reputational risks
- Tailored solutions: No two organizations are alike, so we design bespoke insurance programs that align with your goals and industry-specific risks, avoiding one-size-fits-all policies
- Proactive risk mitigation: Our proactive approach identifies vulnerabilities, limits disruptions, and reduces costs, allowing you to focus on opportunities rather than challenges
- Trusted by leaders: Executives and organizations across industries trust us to safeguard their reputations and assets through our commitment to delivering reliable protection and peace of mind
-
Strong carrier connections: We have relationships with top-rated insurance carriers to provide competitive, comprehensive coverage
Additional Resources
ESOPs: The Importance of Risk Management and Insurance Planning
Employee stock ownership plans (ESOPs) are increasingly popular, especially for smaller to mid-sized companies. These innovative plans have been around for decades, with high-profile examples like Avis in the 80s and United Airlines in the 90s. But ...
How Deregulation Could Affect Your Financial Services Business
Key takeaways: The new presidential administration is likely to prioritize a deregulatory agenda. The 2008 financial crisis demonstrated the risks of banking deregulation and weak oversight. Protect your organization by focusing on governance and ...
How Will States with Pay Transparency Laws Affect You?
California, New York, Washington, and Rhode Island have joined the growing list of states that require employers to communicate salary ranges for job openings. This is a big change from the past when companies kept salaries private to:
Market Trends
Our 2026 report unites Brown & Brown and Risk Strategies resources, knowledge and proven experience to deliver stronger insurance solutions for commercial insurance, employee benefits and personal insurance.Explore Other Executive Liability Insurance Solutions
Connect with Brown & Brown
With the Brown & Brown team, you gain a trusted advisor dedicated to help manage your risks, so you can lead with confidence and clarity. Connect with us today to design a tailored executive risk management plan.
