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Tailored Insurance Solutions for Yacht Clubs and Sailing Organizations
Yacht clubs and sailing organizations are dynamic and multifaceted—combining historic clubhouses, leased properties, fuel docks, launching ramps, hoists, youth instruction programs, fine art collections, racing events, and national championships. Add to that dining services, snack bars, regattas, race parties, and social gatherings for members, racers, and their guests, and it’s clear your sailing organization needs tailored, comprehensive protection.
The Burgee Program by Brown & Brown provides customized insurance and risk management solutions designed for your organization’s unique needs. Beyond safeguarding property and assets, the program also helps protect your board members, flag officers, volunteers, employees, members, and guests.
To help you prepare for both expected and unexpected risks, the Burgee Program offers exclusive safety resources, including the Emergency Action Plan Template, Junior Sailing Safety Guide and Hurricane Response Plan Template.
Brown & Brown is proud to serve as the Official Marine Insurance Partner of U.S. Sailing and the U.S. Sailing Team.
Advantages of the Burgee Insurance Program
- Exclusivity: A specialized insurance program developed for sailing organizations
- Affiliations: Endorsed by U.S. Sailing and underwritten by Chubb, a premier marine underwriter
- Marine Advisors: Licensed marine insurance specialists who understand yacht clubs and sailing organizations firsthand
- Service Focus: Dedicated marine account managers providing responsive, personalized service
- Customized Solutions: Tailored protection for the unique and complex risks faced by sailing organizations
- Safety Programs: Access to proprietary Yacht Club and Junior Sailing Safety programs
- Loss Control: Comprehensive safety, loss analysis and risk management reviews
- Claims Support: A dedicated marine claims team that facilitates timely and equitable resolutions
Available Burgee Program Coverage Options
- Liability coverage for races, regattas, and cruises
- Hull and liability coverage for club-owned and borrowed boats
- Sailing instruction coverage for junior and adult programs
- Race management errors and omissions coverage
- Coverage for buildings, contents, and historical assets
- Piers and docks coverage, including wave wash and flood protection
- Workers’ compensation coverage for employees and volunteers
- Auto liability coverage for club-owned vehicles and trailers
- Jones Act coverage for employees working on the water
- Pollution and fuel spill coverage (accidental and sudden)
- Club members, employees, and volunteers named as additional insureds
- Additional liability coverage for directors and officers, employment practices, fiduciary, crime, and cyber
Safety Resources for Sailing Organizations Through the Burgee Program
Participating organizations gain access to a complete suite of safety materials and tools, including:
- Emergency Action Plan Template
- Junior Sailing Safety Guide
- Club Safety Manual
- Dock Safety Tips
- Drone Safety Resources
- Hurricane Response Plan Template
Program Endorsements and U.S. Sailing Partnership
Endorsed by U.S. Sailing and underwritten by Chubb, the Burgee Program is exclusively managed by Brown & Brown’s marine insurance specialists. The program was originally developed by the marine specialists at Gowrie Group. U.S. Sailing members are eligible for a 10% discount on the marine components of the program.
Additional Resources
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Burgee Program Junior Sailing Safety Manual
Safe habits start early, and this manual sets clear expectations for yacht clubs and community sailing programs supporting junior sailing.
Emergency Response Plan Template
When an incident happens on the water, clear roles matter — this response framework can help strengthen communication, coordination, and preparedness.
Facility Safety Checklist for Sailing Clubs & Sailing Organizations
Review common facility risks and safety considerations with a checklist designed to help sailing organizations identify hazards and address OSHA concerns.
Risk Report: Safe Propane Usage & Storage
Our team shares safety considerations and best practices for propane handling and storage to help reduce the risk of fires, injuries, and property damage.Explore Other Marine Insurance Solutions
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Sailing - Burgee Program
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Commercial Marine and Yacht Insurance
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Marine Cargo and Transit Insurance
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Marine Crew Medical Insurance
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Marine Hull and Machinery Insurance
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Marine Claims Service
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Marine Contractors Insurance
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Marine Liability Insurance
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Marine Ports and Terminals Insurance
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Marine Protection and Indemnity Insurance
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US Sailing Insurance Programs
Connect with Brown & Brown
Schedule a consultation with our Brown & Brown marine specialists to explore how the Burgee Program can help protect your sailing organization, members, and assets. Learn how Brown & Brown can help support your club’s insurance, safety, and risk management needs with tailored coverage and proactive solutions.
To learn more, contact our specialists at [email protected]. Please include your name, club or program name, city, and state.
