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- Non-Medical Benefits and Absence Management Solutions
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- Multinational Liability Insurance
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Cannabis Insurance Solutions for Evolving Industry Risks
Cannabis businesses face daily challenges — regulatory hurdles, shifting markets, supply chain disruptions, and emerging risks that can threaten operations. These challenges underscore the need for cannabis operations to be proactive and resilient in safeguarding their assets, employees, and future growth.
Cannabis Industry Insurance Solutions for Sustainable Growth
At Brown & Brown, our dedicated cannabis insurance programs help you manage the unique risks of cultivation, manufacturing, distribution, and retail. Our specialists collaborate with you to develop comprehensive insurance and risk management strategies that help protect your operation, support your goals, and adapt as your business evolves.
The insurance industry is constantly evolving to provide protection for both early-stage and established cannabis companies. Our specialty team has deeply rooted relationships with insurance carriers, allowing us to tailor a program to meet the mission of any organization, large or small. We work with you to quantify risk, analyze exposures, and find competitive risk transfer solutions in a non-standard insurance market.
Risk Management Guidance for Cannabis Businesses
Brown & Brown specialists provide:
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Collaboration: Work with a dedicated team of cannabis industry specialists and support staff who advocate for your interests. We negotiate insurance terms that meet your needs and provide access to the best available coverage choices within this specialized market.
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Cannabis industry insight and analytics: Benefit from our deep understanding of cannabis regulations, crop protection, and product liability. We communicate clearly and leverage analytics and benchmarking of peer organizations to help you quantify risk and forecast effective strategies tailored to your operation.
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Comprehensive cannabis insurance solutions for complex needs: Access advice on best practices and innovative risk management, including holistic approaches to employee benefits — ranging from fully insured and self-insured options to cannabis-specific captive solutions and support with challenging life insurance placements.
Customized Insurance Coverage for Cannabis Operations
The Brown & Brown cannabis insurance team provides customized plans to help both public and private organization manage their risks with insurance solutions, including:
- General liability
- Product liability
- Crop coverage
- Product recall
- Cyber
- Environmental liability
- Workers’ compensation
- Excess/umbrella liability
- Property/business interruption
- Automobile and transportation
- Crime and fiduciary liability
- Kidnap and ransom
- Builder’s Risk
- Directors and officers
- Employment practices liability
- Key person liability
- Employee benefits
- Captive and alternative risk solutions
Connect with Brown & Brown
Cannabis operations continue to navigate regulatory changes and evolving risk exposures. Brown & Brown provides guidance and insurance solutions designed to support stability, compliance, and long-term growth. Connect with our team to explore strategies aligned with your organization’s needs.
Additional Resources
Innovation in Hemp Changes Market and Risks
The hemp industry is booming as its applications continue to expand. The global industrial hemp market was estimated at $4.13 billion in 2021. The potential opportunity, and the fact that hemp is less water-intensive and typically easier to farm ...
Market Trends
Our 2026 report unites Brown & Brown and Risk Strategies resources, knowledge and proven experience to deliver stronger insurance solutions for commercial insurance, employee benefits and personal insurance.