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Insurance and Risk Management for Television and Film Productions

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Comprehensive Risk Management Strategies from Script to Screen

Film and television productions face risks like accidents on set, injuries to cast and crew, and damage to expensive equipment.

Brown & Brown’s entertainment insurance specialists have decades of experience anticipating and solving for these risks. We provide innovative insurance and risk management guidance to help improve the safety and cost-efficiency of your productions.

Key Insurance Risks in Film and Television Production Projects

From weather delays to costume theft to legal disputes over intellectual property, production risks come in many forms. For example:   

  • Stunts and special effects: These need additional insurance and safety measures due to the risk of injury or damage.

  • Filming in hazardous locations: Shooting in extreme weather, underwater, or in politically unstable regions requires specialized coverage.

  • Animals on set: Working with animals introduces unique risks, which may necessitate specialty insurance.

  • Local requirements: Productions with international filming locations need to adhere to country-specific insurance and safety regulations.

Brown & Brown works with you to help identify your risks, so you can plan for them.

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Tailored Insurance Solutions for Film and Television Production Companies

Because these risks can derail a production, insurance details matter to your bottom line. Core insurance policies typically include:    

  • General liability insurance: Covers third-party claims for bodily injury or property damage (e.g., a light falling on someone or damage to a rented location).

  • Cast insurance: Protects against losses if a key actor or director becomes ill, injured, or unavailable.

  • Equipment insurance: Covers damage or theft of cameras, lighting, and other production gear.

  • Workers’ compensation: Helps cover medical expenses and lost wages for cast and crew members injured on the job. This coverage is required by law in most states and countries.

  • Errors and omissions (E&O) insurance: Protects against lawsuits related to intellectual property, defamation, or invasion of privacy.

You also may need specialized coverage if your production involves aircraft (drones, planes, helicopters), boats, stunts, or other elements excluded or limited in typical insurance policies.  

Brown & Brown helps align coverage with your project’s budget, filming locations, and risk exposures. A well-designed insurance plan keeps your production running safely and smoothly when the unexpected happens.

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Why Film and Television Production Companies Choose Brown & Brown

Wherever in the world your production takes you and however complex the shoot, Brown & Brown’s Entertainment Practice has the one of the nation’s largest, most experienced staff of film and television insurance brokers. Collectively, we can help with everything from employee benefits to general liability to specialty risks, advertising wrap-ups, tax incentives, and more.

We collaborate with the leading media and entertainment professionals and production houses in the United States, Canada, the U.K., Europe, Australia, and China. Long-established relationships with major film and media insurers worldwide mean we can provide comprehensive production insurance for various shooting locations.

Upon request, Brown & Brown can:

  • Review scripts, budgets, and shooting schedules: Streamline approvals and secure specialized coverage without delays.

  • Evaluate contracts and waivers: Help identify insurance and risk management concerns.

  • Identify and document special hazards: Provide guidance on mitigation strategies that enhance insurability and help reduce costs.

  • Provide a deep understanding of your production to underwriters: Secure the most cost-efficient coverage and avoid unnecessary exclusions.
  • Simplify complex administrative steps: Help you obtain financing documents and location permit certificates quickly and seamlessly.

  • Handle claims promptly and professionally: Minimize downtime and keep your production on track. 

Managing your insurance puts you in control of your business and reputation, freeing your time for the creative work that drives you.

Additional Resources

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Brown & Brown supports television and film productions with tailored insurance and risk management programs designed for safety, compliance, and efficiency. Connect with our advisors to explore customized strategies that protect your cast, crew, and investment from script to screen.

Connect with Our Team