Department of Labor Releases Updated Model CHIP Notice

The U.S. Department of Labor (DOL) recently released an updated model Premium Assistance Under Medicaid and the Children’s Health Insurance Program Notice (CHIP Notice). The CHIP Notice provides an updated list of states with Medicaid/CHIP programs as of July 31, 2026. This model notice has an expiration date of May 31, 2029, but the DOL typically releases an updated model CHIP Notice two times per year, so this model notice will most likely be updated prior to that date.

As a reminder, employers offering a group health plan in states that provide Medicaid or CHIP assistance must deliver the CHIP Notice to their employees who reside in those states. For ease of administration, employers may want to consider furnishing the CHIP Notice to all employees (e.g., along with their annual notices packet) rather than basing delivery upon their state of residence.

Employers should deliver the CHIP Notice to employees on an annual basis (free of charge). The CHIP Notice may be delivered alongside other materials (e.g., an annual notices packet), so long as the CHIP Notice is separated from those other materials.

Employer Actions

If an employer has already delivered the CHIP Notice to their employees for the current plan year, there is no need to redistribute this updated notice to those that previously received the outdated CHIP Notice. However, for any future distributions, an employer should consider delivering the updated CHIP Notice to any new hires, special enrollees, and during any future open enrollment periods (e.g., replace the CHIP Notice in any notices packets that are delivered to employees in the future).

The model CHIP Notice is available in English and Spanish on the DOL website, here.

Please contact your Brown & Brown team with any questions or learn more about Brown & Brown's comprehensive compliance support here.