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Summary: New Jersey recently announced its Temporary Disability Insurance (NJ TDI) and Family Leave Insurance (NJ FLI) program rates for 2026.
The employee contribution rate for both NJ TDI and FLI will decrease in 2026, while the employer contribution for NJ TDI remains the same as prior years. As a reminder, employers do not contribute to NJ FLI.
Read on for more information.
NJ TDI & NJ FLI Rates for 2026
NJ TDI
See below for a NJ TDI reference chart with the 2026 information, along with recent historical information:
|
Year |
Maximum Benefit Amount |
Employer Contribution Rate |
Employee Contribution Rate |
Maximum Employee Contribution |
Maximum Taxable Wage Base (Employers) |
Maximum Taxable Wage Base (Employees) |
|---|---|---|---|---|---|---|
|
2026 |
$1,199 |
0.5% |
0.19% |
$325.09 |
$44,800 |
$171,100 |
|
2025 |
$1,081 |
0.5% |
0.23% |
$380.42 |
$43,300 |
$165,400 |
|
2024 |
$1,055 |
0.5% |
0% |
$0.00 |
$42,300 |
$161,400 |
|
2023 |
$1,025 |
0.5% |
0% |
$0.00 |
$41,100 |
$156,800 |
NJ FLI
See below for a NJ FLI reference chart with the 2026 information, along with recent historical information:
|
Year |
Maximum Benefit Amount |
Employer Contribution Rate |
Employee Contribution Rate |
Maximum Employee Contribution |
Maximum Taxable Wage Base (Employers) |
Maximum Taxable Wage Base (Employees) |
|---|---|---|---|---|---|---|
|
2026 |
$1,199 |
0% |
0.23% |
$393.53 |
Not applicable |
$171,100 |
|
2025 |
$1,081 |
0% |
0.33% |
$545.82 |
Not applicable |
$165,400 |
|
2024 |
$1,055 |
0% |
0.09% |
$145.26 |
Not applicable |
$161,400 |
|
2023 |
$1,025 |
0% |
0.06% |
$94.08 |
Not applicable |
$156,800 |
NJ TDI & NJ FLI Refresher
NJ TDI
NJ TDI provides income replacement cash benefits for up to 26 weeks to employees who cannot work due to pregnancy, childbirth recovery, or a serious physical or mental health condition or other disability unrelated to their job.
NJ FLI
NJ FLI provides income replacement cash benefits for workers for up to 12 weeks to bond with a new child (including adopted and foster children), care for a family member with a serious physical or mental health condition, or to handle certain matters related to domestic or sexual violence.
NJ FLI Family Member Definition
The definition of “family member” under NJ FLI is defined broadly and includes the following individuals:
- parents,
- spouse and domestic partner,
- children of any age,
- parents-in-law,
- siblings,
- grandparents,
- grandchildren,
- chosen family,
- any other individuals related by blood, and
- any other individuals who an employee considers to be family.
NJ FLI can be taken continuously or intermittently. Intermittent NJ FLI benefits may be received for up to 56 individual days (8 weeks) in a 12-month period.
NJ FLI is funded completely by employee payroll deductions.
NJ TDI and NJ FLI claimants are paid 85% of their average weekly wage, up to the maximum weekly benefit rate set for that calendar year, which is $1,199 for 2026.
Job Protection & Retaliation
Both NJ TDI and NJ FLI do not provide job protection to employees. However, employees may be protected under other federal and state laws, including the federal Family and Medical Leave Act (FMLA) and/or the New Jersey Family Leave Act.
Additionally, if employers retaliate against an employee for taking, or seeking to take, NJ TDI and NJ FLI benefits, the employee has the right to take private legal action.
Private Plans
Employers may participate in the NJ TDI and NJ FLI state plan or choose a private plan offered by an insurance company. All private plans must be approved by the NJ Division of Temporary Disability Insurance, Private Plan Compliance Section, and must offer at least the same benefit amounts, eligibility requirements, and duration of payments as the state plan.
Private plans offered through an insurance carrier for NJ TDI and NJ FLI can provide employers with flexibility and ease for claims administration as well as seamless integration with existing short-term disability and long-term disability policies.
Employer Next Steps
Employers with New Jersey-based employees should consider taking the following steps:
- Confirm their payroll systems are set up to reflect the NJ TDI and NJ FLI contribution rates and maximum taxable wage base amounts, as outlined above.
- Monitor the NJ Department of Labor and Workforce Development NJ TDI/FLI webpage here for helpful employer resources, including an employer FAQs page.