As wildfire activity continues across parts of North America this summer, many communities are experiencing smoky skies and poor air quality, even when active wildfires are hundreds of miles away. Smoke can travel long distances, affecting daily life, outdoor activities, and public health well beyond areas directly impacted by fire.
At the same time, wildfire risk is expanding into regions not historically associated with large wildfire events. As exposure continues to grow, preparedness is becoming increasingly important for homeowners and families across the country.
Whether you're dealing with elevated smoke conditions today or preparing for the remainder of wildfire season, taking proactive steps can help protect your family, home, and property. This blog outlines practical actions you can take before, during, and after smoke and wildfire events.
Smoke exposure can establish health concerns, particularly for children, older adults, and individuals with asthma or other respiratory conditions.
Stay informed by regularly checking local air quality alerts and air quality index (AQI) reports. Local emergency management agencies, weather services, and public health departments often provide real-time updates and recommendations when smoke conditions worsen. Being aware of changing conditions allows your family to adjust plans and take action before air quality reaches unhealthy levels.
When smoke levels are elevated, limit time spent outdoors whenever possible, especially during strenuous activities. Consider moving workouts, sporting events, and other physical activities indoors until air quality improves.
Your home can provide an important layer of protection during smoke events.
Consider:
Families with members who have respiratory conditions should prepare in advance by reviewing medications and discussing smoke-related concerns with healthcare providers. Having a plan in place before smoke conditions worsen can help reduce health risks and unnecessary disruptions.
One of the most effective risk mitigation strategies is creating a defensible space - a buffer designed to reduce the likelihood of ignition from radiant heat, direct flame contact, or wind-blown embers.
A Defensible space can also improve firefighter access if wildfire threatens your property. In addition to maintaining defensible space, homeowners can improve wildfire resilience through home hardening measures.
Wildfire preparedness goes beyond property maintenance. Every household should have a plan for emergencies before evacuation orders are issued.
Advance planning helps reduce confusion during rapidly changing conditions.
If smoke is in the area, households should:
Emergency kits should be easily accessible and ready to grab on short notice.
A helpful framework is to organize key items using the "Six P's":
Having these essentials identified in advance can help reduce delays during an evacuation.
Wildfire smoke preparedness should include reviewing your homeowner's insurance and broader risk management strategy.
A conversation with your personal insurance advisor can help you better understand your coverage, evaluate potential exposures, and discuss preparedness measures that may improve your overall risk profile.
Wildfire smoke and wildfire-related risks are affecting communities well beyond traditional high-risk regions. As smoke events become more common and wildfire exposure continues to expand, preparation is more important than ever.
Fortunately, preparedness doesn't have to be overwhelming. Monitoring air quality, improving indoor air conditions, maintaining defensible space, hardening your home, and reviewing evacuation plans are all practical steps that can help strengthen your resilience during wildfire season.
Taking action now can help protect your family, property, and peace of mind when conditions change.
Preparation is one of the most effective tools homeowners have. For additional smoke and wildfire resources, visit our Emergency Resource Center.
Contact Brown & Brown to discuss your personal insurance program, wildfire preparedness strategies, and property protection considerations.